I had a check-up with the foot surgeon for my toes today and had some bad news.  My toes are still swollen and don’t bend well, so I asked the doctor what he did in the surgery to correct them and if they will ever bend again.  The answer is “yes” and “no.”

Yes, my toes will bend at the first joint below the toenail and at the third joint where the toes meet the metatarsals; however, the correction required shaving a little bit of bone off each side of the second joint.  Then the pins were inserted so that the two bones could fuse during the healing process.  As a result, the second joint will never bend again.

All my life, I’ve been able to curl my toes around small objects to pick them up off the floor.  Then I bend my knee to lift my foot and I grab the object with my hand.  It’s quicker and easier than bending over.  It looks like I’ll never do this again.  Darn!  It was a handy little trick!  On the other hand, I’ll be able to wear shoes without getting blisters on my toes, so it’s probably a good trade-off.

Elvis Nixon Movie

Tonight was the opening night of the movie Elvis & Nixon.  The prologue clearly stated that there is no documentation of the events between Elvis’s decision to become a Federal Agent-at-Large and Nixon’s giving him a Bureau of Narcotics and Dangerous Drugs (BNDD) badge.  This allowed the filmmakers (Amazon) a lot of leeway in developing the plot, and provided some good laugh lines for the audience.

Kevin Spacey did a good job of portraying Nixon’s voice and his hunchbacked posture, but for a true Elvis fan (me), it was a challenge to believe that Michael Shannon was Elvis.  Still, it was an entertaining night at the movies–and educational as well.  We learned that the photo of Elvis and Nixon in the Oval Office is the most requested photo from the National Archives.  No surprise to fans of the King.

Elvis Nixon wide

Back in the 1970s, we took some ballroom dancing classes.  It’s been a good skill to have for events like weddings and anniversary parties.  We still remember the basic moves, although we’ve forgotten most of the fancy turns we learned.

The cruises we’ve taken both had dancing in the evenings, but we’re not that good at standing in one place and coming up with new ways to wiggle and shake.  Since we’ve got two more group trips coming up–one by land and one by sea–we thought it would be a good idea to prepare for the evening dancing by taking some swing dance lessons.

Who knew there are five different varieties of swing??!!  We’re taking East Coast swing at the community college.  I’d always heard how good the teachers were, and it’s true.  It’s fun and we’ll be ready to dance the night away on our European trip this summer, and then at Brandon’s and Kyle’s weddings this fall.

Last night, we went to a St. Louis Symphony Orchestra concert at beautiful Powell Hall.  We originally had tickets for Tchaikovsky’s Romeo and Juliet, but they were for the day after my foot surgery, so we exchanged them for Mussorgsky’s Pictures at an Exhibition.

The first time I heard this piece, it moved me deeply–especially “The Great Gate of Kiev” at the end.  This time, it was still excellent, but my favorite piece of the evening was Saint-Saens’ Piano Concerto No. 5, which I don’t think I’ve ever heard before.  The piano music was so beautiful!

I don’t really enjoy playing classical CDs at home, because the music is too intense and actually makes me a little crabby while I’m trying to do something else (and I’m always doing something else at home).  In the concert hall, however, there’s nothing to do except listen to the music, and I look forward to these evenings.

Symphony 04 16

I needed some labels, and I keep a started sheet in the in/out box on my desk.  I couldn’t find the labels, which are usually near the top of the pile, so I pulled out the entire pile and started going through it.  It’s no big shock that I ended up going through the whole pile–might as well clean it out while I’m at it–and I found a few things that made me smile.  Among them, some old birthday cards that I saved.

Here’s one from Tom and Jo.  A literary masterpiece, no doubt.

50 Shades

Then there was one from Jeff’s family.  It’s so “Jeff,” isn’t it?

Universal remote

And finally, I found one from Gary.  This is from way back when my car was new.  You got it right, Gary!

My convertible

It ain’t over ’til the fat lady sings.     –Yogi Berra

Yesterday we had an email from the Consumer Financial Protection Bureau (CFPB) about our problems with PNC Bank.  The bank has notified the CFPB that they have cleaned up their error (failing to file our paperwork) and the accompanying mess they made (keeping the account open, charging account fees and late fees, assessing a lien against our house, and notifying the credit bureau that we were delinquent on the account).

Question 1:  How could we be delinquent on an account that we closed?

Question 2:  Since I brought the whopping $50 error to their attention and filed duplicate paperwork on the same day I received the bill for the account fee, why didn’t they just work with us to correct the simple paperwork error instead of reacting like we’d committed the Financial Crime of the Century?

Question 3:  Isn’t it amazing that they “misplaced” the paperwork we signed on December 23 (the PNC letter doesn’t mention the original paperwork we signed on September 1), but “found” it and processed it on January 27, just five days after being contacted by the CFPB?  Hmmm . . . a little authorized clean-up going on inside the bank to cover their backsides?

PNC’s letter to the CFPB indicates that they have “instructed” the credit agencies to “remove all references for a delinquency” on the account.  Literally, that doesn’t mean the credit agencies have restored our credit rating.  I called the CFPB about this syntactical detail and Maria suggested I make use of my legal right to a free annual credit check with the three major credit agencies.  If I am unsatisfied with the result, I may contact the CFPB and dispute the action of PNC within the next 60 days.

As I said before (March 1), in PNC’s place, I wouldn’t want to mess up an action that’s being monitored by my federal oversight agency.  Yes, I think that’s the fat lady singing.  Tra la la!

Awhile back, I was reflecting on my volunteer tutoring with Ted and his need for extra time for learning.

Ted seems to catch on to things fairly quickly and can do math in his head, so I asked him why he failed so many courses.  He said he thinks the teachers just went too fast for him.  Isn’t that a shame?  How hard would it be to give the guy a little extra time or a little extra help before he fails the class?

Today, I was working with Ted again when I found the teacher who will do this.

As Ted and I were working, his social studies teacher came up to us.  She offered to talk with Ted’s teachers in his other classes (those he’s taking and hasn’t yet failed).  If he is willing to stay after school, Mrs. L. will help him finish his work in those classes before the end of the school year so that he won’t get an incomplete or a failing grade in them.  When Ted replied that he doesn’t have a ride home if he doesn’t take the bus,  Mrs. L. immediately offered to drive him home after they finished their work together.  Ted agreed and Mrs. L. will talk with the other teachers.

Since I work mainly with Ted now, I offered to adjust my volunteer hours as needed to help him finish.  I will also take him home if he needs a ride.  After all, he lives near Kari, so I could stop in for a quick “hello.”

“What day is it?” asked Pooh.

“It’s today,” squeaked Piglet.

“My favorite day,” said Pooh.

I’m reading a different book today.  It’s nearly Thanksgiving in New York City and the big parade is coming up.

“Talk about crazy,” says the lead character.  “Who wants to jump into that crowd?”

“Thousands,” replies her husband, “or it wouldn’t be a crowd, would it?”

In keeping with the March Madness national college basketball tournaments, The Daily Show developed its own tournament:  Third Month Mania.

Beginning with 64 issues that make Americans mad, the issues were divided into four categories (see below–People, Issues, etc.) and the winners of the four categories faced each other in the playoffs.  Viewers voted online six times, just like the six rounds of basketball competition, and results were reported each night on the show.

Of all 64 issues, what makes Americans the maddest?  Trump supporters!

Note:  To see all 64 entries, go to thirdmonthmania.com.  Winners are in white.

Most maddening: Trump supporters!

Most maddening: Trump supporters!

 

Thank you, PNC Bank (not!), for totally messing up our credit.  We’re still waiting for the report that our credit rating has been repaired after the mess following PNC’s failure to process the paperwork we completed to close the account last September.  Thanks to their error, they reported us to the Credit Bureau as delinquent.  (They have until May 11 to fix that.)

Today, I got a phone call informing me that “one or more” of my “financial agencies” has reported that I am “eligible” for a debt consolidation loan.  (The only debt we have is our monthly credit card bill, which we pay in full every month.)

I suppose now we’ll get calls from every cheesy debt consolidation company–all because of a $50 fee that we never owed.  And, even though we paid off my car loan several years early, PNC was apparently eager to report us as “delinquent” for their minor $50 error, rather than simply correcting the error when I pointed it out to them.  Never, never bank with PNC!!!

In the book I’m currently reading, the women are getting ready to attend a movie premiere.  One tells the other, “Trina’s got this idea for my hair, and this whole new eye pallet.”

She’s going to look strange at the premier with a mattress or a wooden platform on her eyes!  My advice to her:  find a makeup artist who will use a palette instead.

Preparations are moving forward for the teacher training I’ll be doing in India.  John and I had a strategy planning meeting last night to discuss how we will meld the elements of adult learning, critical thinking, and teaching strategies into our presentation.  We are going to outline four trainings to be presented over the next two years.  When we have that ready, we will meet again with Dr. P. to discuss our plans with him.

One of the teachers at the Success School where I volunteer is from India–not too far south of where we’ll be going.  When I told her I will be going to India, she was eager to share information about the people, the area, the climate, etc.  Among the things she told me today:  (1) people will want to touch me because I am so light-skinned and blonde that I will be unusual to them; (2) I should ask for food to be prepared in a less spicy way or I will sweat for hours after eating it; and (3) if we go in August, it will be so hot we will need to shower several times during the night to stay comfortable enough to sleep.  I think she’s going to be an essential element of my well-being while I’m in India!

 

Where we’ll be:

Location:  (village) Martur, (district) Prakasam, (state) Andhra Pradesh.  It’s on the southeast coast of India.

School:  Sri Sarada Niketan Public School

Teammates:  Dr. Subbarao Polineni, Dr. John A. Henschke

 

A Fox News report described Donald Trump’s plan to pay for his proposed U.S.-Mexico wall by cutting off the flood of money being sent home by Mexican immigrants and using that money to build the wall.  The screen caption read:  “Boarder Wall Funding.”

So Fox thinks there will be housing accommodations within the wall?  Aaarrrggghhh!!!  Given my experience with ESL students, I’m willing to bet they speak (and spell) better English than Fox News.

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Or . . . think of three other friends who might be more unbalanced than the first three.

Brown’s son joined Brown’s company, so Brown decided to change the name of the company to “Brown and Son” and to have a new sign made for the shop.  When the sign maker showed Brown the new sign, Brown complained, “It’s too crowded.  There should be more space between Brown and and and and and Son.”

Thanks, Steve, a fellow grammar nerd.

Outside of a book, a dog is man’s best friend.  Inside of a dog, it’s too dark to read.

–Groucho Marx

St. Charles Community College will celebrate its 30th birthday, beginning on April 4. The celebration will include free food, games, prizes, and other activities, including a giant birthday card to be signed by students, staff, and community members.  Additional special events related to SCC’s 30th birthday will be held through June 2017.

And to think Dean likes to tease me about my birthday month!  I’m going to have to find ways to expand my birthday celebration in the coming years!

The pins were removed from my toes this morning and, for the first time in four weeks, I put on a pair of socks and a pair of shoes.  My right foot is still a little swollen, and the shoe is snug, but it’s not a boot, so I’m pretty happy.  The most surprising part?  Both the doctor and the nurse asked if I wanted to keep the pins!  Apparently a lot of people do.  What do you think they do with them?

I am under doctor’s orders to put on a shoe every day as soon as I wake up and to keep it on until I go to bed.  This will keep the swelling down.  I may start walking today, going up to a mile, then I may increase the distance by a half mile each week for the next three weeks, when I go back for a re-check.  Other than that, showers are OK, but no soaking my foot in water; and I’m allowed to do only upper body exercise for the next three weeks, since my toes are still healing.

I may disregard the doctor’s orders at the risk of injury and needing to repeat the surgery for repairs.  If I’m a good girl (aren’t I always?) and do what I’m supposed to do (don’t I always?), he promised my foot will fit into regular shoes before we leave for Europe in late June.  Yea!

These are the pins that were in my toes with the nurse's finger for scale.

These are the pins that were in my toes, with the nurse’s finger for scale.  (Note:  I didn’t keep them.)

 

Look, look! Matching shoes and no boot on my foot!

Look, look! Matching footwear and no boot on my foot!

Bentley’s Restaurant at the Lake of the Ozarks is one of Ted’s and my favorite restaurants.  I used to have a lot of business conferences and meetings at the Lake, and if Ted joined me, we would often eat there.  Now that we’re retired and business conferences are a thing of the past, we decided to make dinner at Bentley’s our gifts to each other for our birthdays and for our anniversary.  It’s a three-hour drive each way, but the Ozark Mountain area is very scenic and we both enjoy driving, so making the trip three times a year is fun.

Ted’s birthday dinner was delayed because the restaurant is closed in January and I was sick in February.  We made the drive yesterday for a joint celebration.  It was sunny and in the 60s, the Bradford pear trees were blooming all the way, and the redbuds were just coming out, so we had a beautiful drive.  Our favorite waiter took care of us and, as always, we agreed the food and the drive were worth it.  We’re looking forward to our anniversary dinner at Bentley’s in June.

Bentley's Restaurant and Pub

Bentley’s Restaurant and Pub, Lake Ozark, MO

Outdoor seating area--a little cool to eat here this time

Outdoor seating area–a little cool to eat here this time

Indoor view of the Lake. Lots of boats to watch in the summer.

Indoor view of the Lake. Lots of boats to watch in the summer.

The guests of honor ?

The guests of honor ?

 

The local evening news tonight reported on the murder of a pregnant third-grade teacher in her home.  Of course, neighbors were interviewed and appeared in the news report.  One neighbor described himself as shockified.

I don’t know what to say to that, except perhaps, that I’m shocked.  Or, per James Bond in “Goldfinger,” that I find his vocabulary “shocking, simply shocking.”

Ted and I each have a Citibank credit card and we’ve always been impressed with their security.  Once, we went on a huge shopping spree and spent a lot more than usual in one day.  At one point, my card was refused for possible fraudulent use and the store clerk put me on the phone to speak with the Citi person.  I had to answer my security questions and verify that the purchases made that day were actually made by me.

Once or twice over the years, both Ted’s and my cards have been used in some unknown “suspicious” manner, and we were immediately called, texted, and emailed, and told about the activity.  If we verify the activity, all is well; if not, we get a new card within two days.

Tonight, I received the multiple notifications that my card had been suspiciously used.  Citi noticed that I charged groceries and movie tickets in Missouri today, and then attempted to charge a taxi in New York.  It sounds like fun to be in New York, but I’ll settle for the new credit card that will arrive in two days.

Now I’m puzzled about how my “secure” chip credit card number was copied.

It’s a beautiful spring day and we had no other commitments, so we went out to lunch and then drove to the Central West End.  Our mission (which we chose to accept):  check out the chocolate Easter eggs on display in the Chase Park Plaza Hotel lobby.

We learned from a local news report earlier this week that we were admiring 150 pounds of chocolate.  The eggs were molded and decorated by a local chocolatier.  Decorations were also handmade and were attached by gently blowing air (from a compressor, not from the decorator’s mouth) onto the chocolate to melt it slightly.  Unfortunately, to preserve them while on display, the eggs were sprayed with an inedible coating, so there will be no choco-fest to consume them next week.  What a waste of good chocolate!

You could smell the chocolate from 10 feet away.  Yum!

The gold must be a coating on the chocolate

The gold must be a coating on the chocolate. Notice the chocolate curlicues on the left egg.

 

Beautiful decorations!

Beautiful decorations!

 

Proof we were there. ? Happy Easter from both of us.

Proof we were there. ? Happy Easter from both of us.

Dylan and Sky like to build elaborate Lego scenarios and, every so often, they demolish what they’ve built and reconstruct something new and different.  While we were at Kari and Dean’s house last night, Dylan gave us an audio/visual presentation to describe his newly re-designed Lego city.

On the right and in the upper portion of the city, you can see tan building bases, as opposed to the green ones.  These are the desert areas.  Note also that in the upper right corner of the city is a mountainous building base–obviously the mountainous area of the town.  Whatever a city needs to survive is included:  merchants, parks, wheat fields, homes (including Lego furniture inside), trees, flowers, farm animals and pets, a well, a guard at the city gate, and even a king and his residence (which has fancier furniture than that of his subjects).  Dylan has always been very creative, and I enjoy watching his creativity develop as he grows.

P.S.  He definitely inherited some of his mother’s creative genes.  Just like her, he likes to use a lot of Scotch tape when he works on paper projects!

Legoland by Dylan

Legoville by Dylan

My son-in-law, Dean, teases me about my “birthday month” because I usually spend at least a month (more, if possible) celebrating my birthday with friends.  This year’s kickoff event was last night at Kari and Dean’s home–and there’s some irony in that, Dean–where Kari cooked a delicious dinner and baked an equally delicious cake for my birthday.  In addition, she gifted me with a mother-daughter lunch or dinner at a future date to be mutually agreed upon (thus extending the birthday celebration).

Today, I had a birthday lunch with two friends; I have another lunch scheduled later this week; and there is yet another lunch coming up next week.  Ted and I celebrate our birthdays with dinner at Bentley’s, our favorite restaurant at the Lake of the Ozarks.  We plan to make the three-hour drive for that within the next two weeks.  In April, I’ll be meeting with a group of retired women friends from the college, and I’ve still got at least one more friend with whom I need to schedule a celebratory lunch.

How boring it would be to celebrate one’s birthday on a single day!

By the way, the TV weatherman acknowledged that even though spring technically began at 11:30 pm on March 19, March 20 was actually the first full day of spring.  That means I can still say my birthday fell on the first day of spring, just the way I like it.  Whew!

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Awesome! The second time since I got married that I didn’t make my own birthday cake. (The first time was also thanks to Kari.) Adult kids rock!

Spring is my favorite season, and I love that my birthday is almost always on the first day of spring.  This year, the first day of spring just missed my birthday.  As we all know, this is a Leap Year, so every day after February comes a day later.  As a result, I had to wait an extra day for my birthday (like everyone else) and because of that, spring began at 11:30 pm last night.  (So close!)  At least the Google doodle of the day is spring blossoms.

Magnolia tree

Magnolia tree

It’s spring!  I love this tree in our yard.  We have two like this and three of a slightly different variety.

My baby brother and me

My baby brother and me

 

My youngest brother, Russ, will be starting a new job in Seattle on March 21.  This week, he’s driving cross-country from his current home near Philadelphia to Seattle.  He stopped at the Schroeder Hostel last night to spend some time with us, then hit the road again this morning.  Russ and I haven’t seen each other in person for ten years, so we enjoyed some face-to-face time.  My sister-in-law will stay in Philadelphia with their two youngest sons until the end of the school year.

In spite of Russ’s getting up early, driving for 15 hours, and arriving here at 8:30 pm, we stayed up talking until after 1:00 am, then got up right after 6:00 am and talked until he left at 8:00.  It will be less than ten years before we see each other again, since we go to Seattle regularly to visit Thom’s family.  I’m looking forward to that.

Right on schedule, I received an email message today from the CFPB (Consumer Financial Protection Bureau of the Federal Reserve) to inform me that PNC Bank has reported partial completion of the resolution of our complaint.  PNC has an additional sixty days to resolve the matter fully, and the CFPB will notify me whenever they receive information from PNC.

The first unexpected bill from PNC arrived December 23, and I went to the bank that same day to correct the problem.  Note that I signed paperwork that day and was told everything was resolved.  This was followed by contacts from PNC once or twice weekly for the next eight weeks, each indicating (to me) that resolution had not been achieved after all.  At the close of every contact, however, I was told that the situation was definitely resolved this time.

They were certainly a busy little bank while they were clearing up this problem!  Even though the calls and letters from PNC stopped after I reported them to the Federal Reserve, the MO attorney general, and the media, they not only kept the account open, but put a lien against our house and reported the account as delinquent to the Credit Bureau.  Amazing!  I wonder how they define resolution.

Since the CFPB’s intervention, we’ve received letters from PNC thanking us for allowing them to resolve the problem.  Really??!!  Is that as opposed to suing them for emotional distress as a result of their error?  Not to mention a large chunk of my time!  PNC has informed us, and presumably the CFPB as well, that the line of credit has been closed, the fees have been waived, the balance due is $0.00, and the lien against our property has been removed.  I believe we are now waiting for the Credit Bureau to “repair” (PNC’s word) our credit rating.

Next chapter due in sixty days or sooner.

Since Trump’s win on Super Tuesday, searches for “move to Canada” (see March 2) continue and are higher than at any time in Google’s history.  In fact, if you type “move to,” Google now automatically adds “Canada” for your convenience.

Over a week of weather in the 60s and 70s plus some rain gave me a surprise when I looked out the window today.  The grass is green!  It’s not turning green–it’s green!  Spring has sprung!

I was doing very well following my foot surgery.  For the first three days, it was elevation and ice–20 minutes on/20 minutes off with the ice.  Ted was awesome about getting up and down to fetch ice while I sat in the elevated foot position.  The doctor said I’d need pain-killers for three days, and he was right.  I guess he has some prior knowledge about this situation.  I’m not supposed to remove my bandages until I have the stitches removed, so I haven’t seen my toes, but I know there are stitches on the top of each one and an actual metal pin with a protective rubber tip sticking out of the end of each corrected toe.

After feeling pretty good Sunday, I woke up around 4:00 am Monday with pain in one toe that wouldn’t let me sleep and didn’t respond to medication.  I called the doctor and was told I might have bumped it in my sleep–no biggie.  Today, it was still hurting, so I called the doctor again and was told to come to the office.  I said it felt like the metal pin was pressing into my toe, but the other two toes didn’t feel like that.  An x-ray showed that one pin had made a one-quarter turn in its place and was jammed down a quarter inch so that it was pressing into the next bone beyond the joint!  No wonder it felt like a metal pin in my foot!  

The doctor pulled the pin back out to where it should be and it feels fine.  I don’t remember bumping my foot (I’ve been really careful, because it’s still very tender), but he said it doesn’t take much and that I’ll likely do it several more times before the pins are removed in a month.  The good news:  if it happens when my toes are more healed, it probably won’t hurt.  Now I have to worry about another bump, but if it’s such a common occurrence, it won’t be a surprise to the doctor if I need another adjustment.  It might be time to come up with a better idea than easily-jammed pins in the toes.

Today was my first day out of the house since the surgery.  It was weird to get one sock out of the drawer and to take one shoe from the closet instead of two.  Maybe after doing this for a month, it will seem normal.

Spring green tape from the doctor to replace hospital beige

Today’s footwear

Spring green tape from the doctor to replace hospital beige

Spring green tape from the doctor to replace hospital beige

Our health insurance company offered us a free gift if we completed a health survey.  I scored 98% in good health and habits on the survey and chose to receive a Fitbit.  Today it came in the mail and I set it up for wireless tracking.  Unfortunately, as a result of my foot surgery, I’ll be wearing a boot on my right foot for the next four weeks.  I don’t think I’m going to make my 10,000 steps per day for awhile.

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