Thank you, PNC Bank (not!), for totally messing up our credit.  We’re still waiting for the report that our credit rating has been repaired after the mess following PNC’s failure to process the paperwork we completed to close the account last September.  Thanks to their error, they reported us to the Credit Bureau as delinquent.  (They have until May 11 to fix that.)

Today, I got a phone call informing me that “one or more” of my “financial agencies” has reported that I am “eligible” for a debt consolidation loan.  (The only debt we have is our monthly credit card bill, which we pay in full every month.)

I suppose now we’ll get calls from every cheesy debt consolidation company–all because of a $50 fee that we never owed.  And, even though we paid off my car loan several years early, PNC was apparently eager to report us as “delinquent” for their minor $50 error, rather than simply correcting the error when I pointed it out to them.  Never, never bank with PNC!!!